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Solar panels are a great idea and a very good investment when it comes to saving on power bills. While you might think they are expensive, they will quickly pay for themselves by reducing your power bills. However, just like with any investment, you will likely want to protect the system. So, can you cover your south Texas solar systems, or are they covered as soon as they are installed? Will they affect the price of your current home insurance policy? We have created a guide on how solar panels affect home insurance to help you answer that exact question.

Are solar panels affected by home insurance?

First off, we need to answer whether solar panels are covered by home insurance. And the simple answer is yes, but there’s a bit more to it than that. Generally speaking, as long as the solar panel system is attached to your home, they’re covered under the dwelling section of a homeowner’s policy. The catch is that you’ll only receive coverage if a covered peril damages the panels. If your solar panels are damaged by hail or a fire, they will likely be covered. However, they won’t be protected from wear and tear, earthquakes, or flooding; you’ll need separate insurance for those threats. Remember that you can always review your insurance policy or ask your insurer if solar panels are covered. And if you’re interested in south Texas solar systems, remember to look into residential solar services near you.

a house with solar panels on the roof
As long as they are directly attached to your home, your solar panels are typically covered by homeowner’s insurance.

Do solar panels increase the price of home insurance?

Most homeowner’s insurance policies are based on the total value of your home, so they can adequately cover the property. However, this means that having solar panels does increase the price of home insurance, as it increases the value of your home. As such, you will have to increase your insurance policy to match your home’s new value. As such, it’s essential to reach out to your insurance company and inform them about the new system. This will help the insurance company re-rate your current policy and help you determine if you need additional coverage.

Additionally, if you’re planning to move soon, remember to talk to your movers about insurance policies. Solar panels are easily damaged during transit, and you want to make sure they’re covered, especially when moving long distances. Besides, it would help if you made it your task to find the finest long-distance movers Texas offers. This will allow you to keep your belongings safe once you transfer across the state.

How solar panels affect home insurance cost

Solar energy systems attached to your home are considered permanent attachments; as such, the cost of insuring them is usually included in your homeowner’s coverage. However, what will change is the coverage limit of your insurance policy. This means that you will need to make sure your policy limit is high enough to cover both damages to your solar panels and damage to your home. You should consider severe damage or even a complete replacement of your solar power system. So, it would help if you increased your coverage limit to fit your solar panel system, as they add a lot of value to your home. Thankfully, this shouldn’t increase the premium on the coverage too much. However, remember to think about how to protect your solar panels from theft. This is because insurance policies don’t usually account for the theft of south Texas solar systems

Roof damage from installation

One of the reasons you should only rely on experts to install solar panels is that inexperienced contractors can damage your roof. And, generally speaking, insurance policies don’t account for contractors damaging your home. This means that you would have to pay out of pocket for repairing any roof damage caused by this. The only way to make sure that your home is protected from this is to contact your insurer and ask. However, you can easily avoid this problem entirely by working with a reputable installation company. Experts will know how to handle the installation process properly and prevent damage to your roof. Now think about it – when moving, you would contact a reliable professional such as heavenlymove.com to help you with the transfer of your items, right? There’s no reason why you shouldn’t resort to professionals when installing your solar panels. We recommend you always look at all available reviews before deciding on a company, no matter what kind of service you are looking for. Additionally, always ask a contractor to show you their proof of insurance and licenses before hiring them.

Getting additional insurance for solar panels

You will need additional coverage or an entirely different insurance policy to cover your solar panels in certain situations. This is the case when your solar power system isn’t connected directly to your home’s roof. For example, if you have a ground-mounted solar system or if it’s wall mounted on a separated surface, also, you will need additional coverage if the system is attached to a carport. And while a homeowner’s policy typically covers solar panels connected to your home, insurance companies tend to handle things differently. The best way to figure out if you need additional insurance is to contact your insurer and ask. Increasing coverage or getting an entirely different insurance policy can be difficult, so always ask before you do anything. Additionally, remember to think about maintaining your solar panels. Just like when installing them, only rely on experts to maintain your solar panels.

ground-mounted solar panels

How solar panels affect home insurance – wrap up

Solar panels can affect your home insurance policy in different ways. Of course, the exact details are different from company to company, but generally speaking, there will always be some differences. The particularities of your insurance also depend on the way the solar panels are installed, so the only accurate way to know is to ask your insurer. Of course, getting south Texas solar systems installed is still an excellent investment in the long run. We hope you found this explanation of how solar panels affect home insurance informative.

Solar power is becoming increasingly important in today’s world. It’s a clean source of energy that doesn’t harm the environment or the users.

If you’re planning on having your home run on solar power, too, you might wonder: what are the top cities for solar power in Texas? Today, we hope to answer that question for you. South Texas solar systems are becoming more popular, so if you want to get in on the action, this is the time to do it, and we hope this list of the top cities in Texas for solar power helps you out.

Houston, TX

With around 2.3 million people, Houston is one of the largest cities in Texas. It also gets a lot of sunshine year-round, making it an excellent place for solar systems. Recently, solar power in Houston has become very popular. Many people have started getting solar power systems because they are trying to be environmentally friendly, and the benefits of solar power in a city that gets sunlight for most of the year are very noticeable. As long as you hire a professional to get the solar panels installed, you will only have benefits from solar power in this city. Of course, residential solar services which can be trusted might be challenging to find, but they are worth the effort. After all, within a few months, you will notice the difference that solar power makes for your home.

Solar panels on the roof in one of the top cities for solar power in Texas
Houston has been investing more and more into solar energy and has given incentives to its population.

San Antonio, TX

Being the second most populous city in Texas, San Antonio has also made significant solar power investments. However, San Antonio offers people interested in solar power a 30% federal tax credit and property tax exemption when they get a solar power system installed. In addition to that, the cost of having a solar power system installed in San Antonio is lower than anywhere else in the state. Finally, there is the benefit of the CPS energy utility company, which offers an excellent rebate for solar power systems with an installed capacity of 25 kW or less. Because of all of this, many people have been moving to San Antonio. Experts from evolutionmoving.com note that they’ve helped many people move to San Antonio ever since solar energy became popular. As such, it’s one of the best Texan cities for solar power.

Dallas, TX

Initially, solar systems in Dallas lacked local support and didn’t quite catch on. However, as other cities embraced solar energy, so did Dallas. Even to the point that, in 2017, Dallas was the second city in Texas for solar growth. On average, the city gets 234 sunny days every year, which makes solar panels an excellent investment. With that much sunshine, you will save quite a lot on power bills by getting an off-grid solar system installed in your home. And to make it even better, solar systems in Dallas are eligible for total property tax exemption. This means that you won’t be taxed for the massive increase in property value provided by a solar power system. And when you consider that this investment will pay for itself in a few years after installation, there is almost no reason not to get one installed in Dallas.

El Paso, TX

Being in a hot desert climate, El Paso, TX, is perfectly positioned to benefit from solar energy. El Paso gets sunny days year-round, so there isn’t a time you won’t benefit from solar here. However, what makes it even better is that El Paso supports net metering. This means that any excess energy produced by your solar panels is sold back to the city to the utility company. So, you will get paid for producing clean energy in El Paso. 

The chance to get paid for producing energy is why some people will decide to move to El Paso. Even residents that live in a city such as Austin can find El Paso charming. With the help of trusted and experienced long-distance Austin movers, they too can enjoy the weather of this Texan city. You can definitely leave Austin for good without any issues whatsoever, and all you need is an excellent moving team.

Austin, TX

Austin has recently been ranked as the best city for solar power in the US. There are several reasons for this:

  1. The city has a few large solar farms which feed into it. This means that people who have solar power systems installed don’t rely only on the solar panels on their roofs for power.
  2. Austin offers a rebate program for anyone who chooses to install solar panels. Because of this, many people in the city have chosen to invest in solar energy since it became popular.
  3. Austin is a very environmentally aware city and, as such, offers incentives for investment in solar energy.

Bear in mind that if you do decide to install solar panels, wherever you may be, you should know how to protect your solar panels from theft. Solar panels theft might seem like an unlikely event, but it’s more common than you think.

Thanks to the solar farms which feed into it, Austin has become the best city in Texas for solar power.

Texas is a wonderful state for investing in solar energy. It’s sunny for most of the year, very environmentally aware, and there are incentives for investing in solar energy almost everywhere in the state. However, whichever of these cities you decide on, you can’t make a mistake by investing in solar energy, as it keeps our planet safer. Investing in solar energy has never been a better choice. We hope you found this list of the top cities for solar power in Texas helpful and informative, and we hope it clears up some of your doubts.

According to solar experts, we can expect to see more and more people investing in solar energy in the next decade.

This is no surprise – solar panels are great for the earth and for the ‘pockets.’ However, as they start becoming a hot new product for us to install on our house or in our yard, there will probably be a considerable rise in solar panel theft. But, do not let this discourage you from installing solar panels. There are many ways you can force those thieves to think twice before entering your property. And, that will be our topic of the day. So, today, let us talk about how to protect your solar panels from theft and thus save all the time, energy, and money you have invested in it. 

Use a Lock 

One of the easiest and cheapest ways to protect your solar panels from theft is by buying a lock. You can buy a simple lock and use it to attach your solar panels to something heavy. Or, you can buy a lock that has motion sensors. Besides not allowing thieves to walk away with your solar panels without any resistance, these motion sensors can also sound an alarm when somebody tries moving your solar panels, or it will send you a notification on your phone. Of course, the second lock will be more expensive, but it is going to be worth it. One of the biggest mistakes of going solar is spending a lot of money on solar equipment and then cutting corners on its security. Thus, save your investment by locking them in place. 

Place Your Panels Somewhere Difficult to Reach 

Suppose you haven’t installed your solar panels just yet. This means that you still have the time to make smart solar choices. And one of those choices is when and where you should put your solar panels. To answer is an easy one – spring! According to all solar installers, spring is the best time for solar panel installation. And, to answer where – somewhere challenging to reach.

In most cases, that is your rooftop. 

But, some people think that placing them on the ground (over parking lots, next to the exterior walls of the house, etc.) is also a good idea. It is, in theory. But, in practice, it is something that will attract thieves. Thus, be smart! When buying solar panels, buy those that can be mounted on rooftops – this is where they will be the safest. 

Add Motion-detecting Lights around Your Solar Panels 

When it comes to home security, many specialists for this will tell you that you need to light up the place. Moreover, they will tell you to invest in good-quality motion sensor lights. These will light up whenever somebody comes near them. So, place them next to your gate, above your front door, and close to your solar panels. Thus, if a thief tries to steal your solar panels in the middle of the night, everyone (including your neighbors and yourself) will be alerted.

However, be careful when choosing light bulbs for your motion detecting systems. It would help if you had something powerful and long-lasting. Our advice is to use LED lights – they are the brightest and the most energy-efficient option for all households. And, don’t let their price scare you – even though they cost approximately 14 times more than a standard light bulb, their life expectancy is about 50 times longer. Thus, you are not losing money – you are saving it!

Invest in Security Cameras 

Those same specialists mentioned above will also tell you that one of the best ways to protect your solar panels from theft is by investing in good-quality cameras. You should be aware that thieves know the price of solar panels; they know how expensive they are. Most of them will do whatever it takes to steal them. They will even wait for you to leave your home and then strike. Of course, the locks and the lights may not save your panels once you are gone. But, what will save them are security cameras. Believe it or not, 99% of thieves will stay away from your property if you have cameras. So, you know what to do – invest in good-quality ones. 

Moreover, just like you would look for the best solar power companies to install your solar panels, you should also look for the best security camera installers. Do try to do this yourself if you are not tech-savvy. Professionals are there to get the job done easily, quickly, and efficiently. So, leave it up to them. 

Put up Signs 

Another great way to protect your solar panels from theft is to display warning signs everywhere. Those can be signs telling others that you have security cameras installed around your property. You can use these signs even if you don’t have a security camera – in most cases, they work! They scare away the thieves who don’t want to risk it. Most thieves will not walk into your property if they see that you have cameras everywhere. So, give them a go – they are cheap to buy and easy to place where necessary. Moreover, besides the ‘camera’ signs, you can also use ‘No Trespassing, ‘Beware of Dog’, ‘Electric Shock Hazard’, etc. 

Get Insurance 

No matter how much you try to protect your solar panels from theft, there are always going to be thieves who will outsmart you, unfortunately. And, if they do, you will be left without your solar panels and your money. You will not be able to get the solar panel back, but you will be able to get the money. Of course, to get your money back, you should get insurance for your solar panels as soon as they are mounted on your roof. You can get theft insurance from your own insurance company or ask the solar company whether they are offering theft insurance. Once you do this, you will not have to worry about thieves and financial losses. 

The supply and demand solar panel cost remains the same for South Texas homeowners.

Rebates and local incentives still apply to the solar panel cost for new buyers. However, on March 1, 2022, San Antonio will see a change in its electricity bills with the local utility.

CPS Energy will implement a 3.85% base rate increase and a regulatory asset. This will allow the municipal utility to recover legitimate fuel costs incurred during the epic SNOW-VID days of February 2021. According to Ana Lozano, CPS Energy Strategic Research & Innovation Manager, “For the average residential customer, the rate increase will add $3.84 to the monthly bill, along with $1.26 per month for the fuel adjustment. Combined the total bill impact will be $5.10 for the average residential electric and natural gas customer.”

What does this new base rate increase mean for residential homeowners with solar panel systems? “This rate increase will be applied to all energy consumed, just like non-solar customers. The rate adjustment will not affect any surplus energy generated and sent to the grid,” explains Lozano.

Will new buyers experience a change in solar panel cost? No. The rate increase may convert homeowners to go solar.

“The decrease in solar panel cost, along with federal tax incentives and the CPS Energy solar rebate, have helped make solar more accessible to more customers,” Lozano points out.

“CPS Energy has approximately 29,000 solar PV systems in their service territory and receives between 400-600 new solar applications per month.” Lozano adds, “We [CPS Energy] have seen a steady increase in the demand for solar throughout the pandemic, with a 40% increase in applications in the last 12 months.

New Year, New Home Goals! If you’re looking to check home efficiency off your list for 2022, STSS is here to help you make a lasting change.

As soon as the year comes most people’s goals are to save money, and what better way than to use solar energy to do that. Moreover, the 2021 winter storm in Texas caught many of us off guard. Since then, many Texans have added home efficiency to their goals and added a Tesla home battery or a generator to their home to keep them protected and help them save money. Here’s how you can make your home more efficient by choosing the right panels and or batteries. 

How crucial is equipment when making the decisions about a solar system? Very crucial because there’s so many solar panels out there and there’s so many factors that are important to consider. There’s efficiency, there’s degradation. There’s the warranty that the solar panel has and then of course the coefficient temperature that it can produce. with certain premium solar panels, the coefficient temperature is very important because they actually produce better when it gets hotter compared to some of the economy panels. However, economy solar panels in Texas are still very good. Their efficiency rating is still in the high teens, close to 20. The most efficiency ratings are anywhere from 19 to 22 right now. 

Whether you’re looking to purchase economy solar panel equipment or the premium line, we do carry both. But, you’ll be happy to know that at STSS, whether you go with an economy or with a premium solar panel in Texas, you will be making the right investment. Why? Because we have the best warranties! Trust us, you want the right equipment working for you because the bumper to bumper warranty that these panels have is important. Our 25 year panel guard covers the labor of the product performance, shipping and then we place our stamp on it which covers the monitoring. Moreover, it covers the service maintenance. And then we cover the rooftop as well. Anywhere we replace that panel, we ensure that the roof is covered properly.  It also covers the cleaning of the panels, which is huge. That is one of the main things that really helps these solar panels stay working for the long term. 

Now, if you do have solar panels in Texas or you’re looking to do solar and batteries, as far as home efficiency goes, the most inquired home battery is the Tesla home battery, a.k.a Tesla Powerwall. Tesla is our biggest battery that we are pushing right now, because people like that battery due to its robust technology. The Tesla home battery or “Powerwall” can do so many things, it does its own diagnostics, it does troubleshooting on its own storm guard. Not to mention, that it will keep your home powered on. 

Finally, if you’re looking for a company you can trust, we have some of the biggest clients in business go solar with us.

We’ve gotten so SpaceX, which is a huge, huge accomplishment.

We have Tesla and then we have the H-E-Bs, which we’ve done close to twenty of those already.

That said, we are a company that is equipped to produce. If we produce that type of production for those facilities, imagine the possibilities that we can produce for your home. 

Are you ready to join the green energy movement with a company you can trust? Call us now or fill out the form on the link below to find out how much you can save this year by going solar and making your home more efficient. Call 210-361-8431 or visit the website txsolarsystems.com. You can also follow them on Facebook, Instagram and Twitter.

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